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Security Title's business practices are a blend of cutting-edge
techniques and technologies with the old, reliable ways of providing personal
service. Your phone call, fax, or Internet order will receive immediate
attention, providing you with the property title and abstract information you need for
Poweshiek County and other Iowa counties.
We utilize a certified, on-site, up-to-date tract
index for researching data and our property title work is comprehensive, accurate and
timely. Our typical search will provide you with the name(s) of the
titleholder(s), a legal description, a copy of the vesting deed, property tax
information and liens and judgments affecting the property and the
titleholder(s). Our abstracts of title are prepared in accordance with the Iowa
Land Title Standards of the Iowa State Bar Association and the Abstracting
Standards of the Iowa Land Title Association. All services we provide are
backed by comprehensive insurance coverage.
Our most important
ingredient in our success is people - both our staff and our clients. Security
Title boasts a unique blend of people - experienced property title experts, a
knowledgeable attorney on staff, and friendly, helpful staff members - all of
whom work together to provide timely, accurate and reliable information and
service.
ABSTRACTS AND TITLE/LIEN REPORTS. An abstract of
title is an all-inclusive title product which shows all recorded instruments
that may affect the chain of title to a particular parcel of real estate. An
abstract is ...
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a permanent record of the
chain of title |
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an all-inclusive record
showing such things as plats, surveys, conveyances, liens, easements, and
judgments |
A Title/Lien Report is
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a listing of the current
titleholder |
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a listing of all mortgages and
liens affecting the real estate |
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current property tax
information |
Abstracts and Title
Reports can show:
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Whether the contract Seller is
the legal owner of the property |
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Whether the estate being
purchased is the actual estate being conveyed. For example, if the seller
purports to convey the property in fee simple (the most comprehensive type of
property ownership) and the real estate is actually subject to a real estate
contract or lease agreement, an abstract will reveal this
information. |
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Whether existing restrictions,
easements, right-of-ways (roads, public utilities, etc.) exist to affect the
use of the property or grant rights to others who are not owners |
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Whether mortgages, judgments,
and/or liens must be satisfied before "free and clear" title can be conveyed to
the Buyer(s). |
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Whether property taxes and
other public and private assessments have been paid. |
We provide the
following quality services:
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Written title and lien
reports, within 24-48 hours |
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Abstracts of Title |
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Tax Certifications |
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Knowledgeable, friendly staff
to service all your property title needs |
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Customized reports and service
in accordance with client needs |
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Electronic ordering and
delivery for title and lien reports |
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Date down searches for period
between property title and lien report and recording of mortgage and/or conveyancing
documents |
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See our Closing & Escrow
Services page for more services. |
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